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191 Water Oaks Loop
Santa Rosa Beach, FL 32459

$435,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full 1 partial
Sq Feet Icon SQFT (H&C): 1,417
MLS Icon MLS# 999960

Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy.The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior.The primary suite includes a double vanity and a walk-in shower. The split-bedroom layout provides separation from the additional bedrooms. Located in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas.Conveniently located just off Mussett Bayou with easy access to Hwy 98, 30A, dining, shopping, and the emerald coast beaches.All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Property Features

MLS#: 999960
Zip: 32459
Subdivision: Water Oaks
Development: 16 - North Santa Rosa Beach
Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Days on Site: 214
Heating: Central
Home Style: Florida Cottage
Lot Size: 0.09 acres
Stories: 1.0
Taxes: $3,060
Year Built: 2021
SQFT (H&C): 1,417

Feature Descriptions

Appliances: Cooktop, Dishwasher, Freezer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric
Association Fee Includes: $0
Exterior: Frame, Siding CmntFbrHrdBrd
Exterior: Columns, Sprinkler System
Financing Terms: Conventional, VA
HOA: Yes
Lot Dimensions: 50x85
Parcel Number: 28-2S-20-33440-000-0400
Patio/Porch: Patio Covered, Patio Open, Porch
Property Condition: Construction Complete
Road Frontage: City Street
Road Surface: Paved
Rooms Total: 5
Sewer: Community Sewer
Sub Type: Detached Single Family
Utilities: Community Water, Electric, Underground

Local Schools

High School: South Walton
Middle School: Emerald Coast
Elementary School: Van R Butler

191 Water Oaks Loop | MLS# 999960

This single family home located at 191 Water Oaks Loop, Santa Rosa Beach, FL 32459 is currently listed for sale with an asking price of $435,000. This property was built in 2021 and has 3 bedrooms and 2 full and 1 partial baths with 1417 sq. ft. Water Oaks Loop is located in the WATER OAKS subdivision. Search WATER OAKS real estate on aalus.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agent Name: Anneli Alus
Agent Phone: (850) 596-8045
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/07/2026. The listing information on this page last changed on 11/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 11/07/2026 1:46:44 AM EST) or Emerald Coast MLS (last updated Sat 11/07/2026 12:05:30 AM EST) or Central Panhandle Association of Realtors (last updated Sat 11/07/2026 1:17:20 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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